From c3ae8d6b9c8973ee7e4f763626fe0e5d64ad379e Mon Sep 17 00:00:00 2001 From: Max Ghenis Date: Fri, 21 Nov 2025 09:19:47 -0500 Subject: [PATCH 1/2] Make pension contribution paragraph more neutral and objective --- src/posts/articles/uk-income-tax-ni-reforms-2025.md | 2 +- 1 file changed, 1 insertion(+), 1 deletion(-) diff --git a/src/posts/articles/uk-income-tax-ni-reforms-2025.md b/src/posts/articles/uk-income-tax-ni-reforms-2025.md index 6fe5b3495..60133227f 100644 --- a/src/posts/articles/uk-income-tax-ni-reforms-2025.md +++ b/src/posts/articles/uk-income-tax-ni-reforms-2025.md @@ -103,7 +103,7 @@ The combined reform creates different outcomes for households depending on their At low to moderate income levels (where the NI cut applies to most taxable earnings), households gain. However, as income rises, the Income Tax increase (which applies to all taxable income above the allowance) begins to outweigh the NI reduction (which is capped at the Upper Earnings Limit of £50,270). -Crucially, pension contributions play a significant role. While they reduce taxable income for Income Tax, they do _not_ reduce earnings for National Insurance (except in salary sacrifice arrangements, which are not assumed here). This means a pension contribution lowers the amount of income exposed to the 2 percentage point Income Tax hike, while the household retains the full benefit of the National Insurance cut on their gross earnings. Consequently, households with higher pension contributions are better protected against the tax rise. +Pension contributions affect how the reforms impact households. While they reduce taxable income for Income Tax, they do _not_ reduce earnings for National Insurance (except in salary sacrifice arrangements, which are not assumed here). A pension contribution lowers the amount of income exposed to the 2 percentage point Income Tax increase, while the household receives the National Insurance cut on their gross earnings. As a result, households with pension contributions face a smaller net tax increase than those without. ## Budgetary impact From 100e5678ced3f98a2cf2fab56b53311ff86777f9 Mon Sep 17 00:00:00 2001 From: Max Ghenis Date: Sun, 23 Nov 2025 09:36:09 -0500 Subject: [PATCH 2/2] Update teal profile logo to high-resolution version MIME-Version: 1.0 Content-Type: text/plain; charset=UTF-8 Content-Transfer-Encoding: 8bit Resize and recolor the teal profile logo to match the blue version's dimensions (721x720) for consistent quality across logo variants. 🤖 Generated with [Claude Code](https://claude.com/claude-code) Co-Authored-By: Claude --- changelog_entry.yaml | 2 +- .../logos/policyengine/profile/teal_bg.png | Bin 2397 -> 2518 bytes 2 files changed, 1 insertion(+), 1 deletion(-) diff --git a/changelog_entry.yaml b/changelog_entry.yaml index 0f6ab7677..1feb024a6 100644 --- a/changelog_entry.yaml +++ b/changelog_entry.yaml @@ -1,4 +1,4 @@ - bump: patch changes: changed: - - Added household-level impact analysis by pension contributions to UK income tax and NI reforms blog post + - Update teal profile logo to match blue version dimensions (721x720) diff --git a/src/images/logos/policyengine/profile/teal_bg.png b/src/images/logos/policyengine/profile/teal_bg.png index af3168711c6fc9f30ebe08a285bd46310070a8a5..6281ab641a594dda90a64f737d39df172d05562a 100644 GIT binary patch literal 2518 zcmeAS@N?(olHy`uVBq!ia0y~yV7dsz7g(5qB1?7~P6Sd4$sR$z3=CCj3=9n|3=F@3 zLJcn%7)lKo7+xhXFj&oCU=S~uvn$XBD4`hO6XL3yJWV5GdjF|Y|NsC0^!3M$M{l0K z`E>o!>!+_j-FWo+K-fE>;OkH}&M z1~F9-X7mhF`2ZATFY)wsWq-*n&c`A6zRXgWfq^62)5S5Q;?~8Q3_RY4)+X*kbZMFTT?Ys8( zc*@J$wcF2~a`TRV7WGHUaNo0s-OsPJ9O<@9Rbe2ctZ@RIxQ%H`ho%b9hvcYWC? zoe_C?>3U=N$4lSuZVfYy`*lNi%c_r;rqATR6#98-|6P}ErC8JWUs|6XcWF)ecjWPxCL4e>rjQUzx9Yi%oqe)hYgU;BTx|soi({z`gtZ z$>x_PrFqsX)b3(;f53hzy*l96-=+6@w=7A#q`&0+w-wj5Urx4t_4QrNpX}|Ix|VtF zx0XMiw^X!ua-C|e-lcqL^}n(&i*4)J9e>4mFV+7jcFg8wy?x!w7tcKRPqGtzxqafg zSs*3Bw&%V!ep&gCU+>a#rN3sVDebCFrvKyTRdZfX{j$(NPTzhTC zyf4<_a=WL7x$MfC^Tqwr^QwqnQ@`x=*q=M+%iD+A?dHC}l)(=4`jygOb=PD58^`tK z#~X^4Y zFhX2+W$pQrw;`>{^$rZ0K3xAFqnx7XyZ`=T1>^k@Dvulwbfb@JAH z*%+Nx3QTC*WQ&)U?_QI?;>+^8daq||{>?N$Ei9#3`zEZ?O&FLMH2gCc0HxH$R`JBe8k}h4!o2{~6X=zbfYq zUL*}{iKv#iMwFx^mZVxG7o`Fz1|tI_Q(Z#?T_e*FLo+K=ODjW5Z36=<1B29F>C-40 za`RI%(<*Um5V^3p9H>D9ZbM0CZfbE!Vr~IckD;!SafqRbm4Stop*h5oOoya8pdJQK LS3j3^P6fpIE literal 2397 zcmbVOdpOf=A6JGE*-|M&qm;CCTq1`pQpll$*c@{9u+eH7X7tV+dUc|j6t?t44r3m3 z%Ar`1tog|!K|ZZo#lTwCub=zXh?8uwnWL9vXr{V{$B0jff7+^;o;a~FvaK0%VBJPf4x+y& z@6Xnz1QrlZS#QRGvn7=+{m%kg_3!pA$4Rn;!%OyiCahxHPm=zs8OtF}3${_VvQS^X zOc+fm>YOlKw{&ZSU;n%$Yy>q9}26Pq`Vn?aUSA^7E58YgSD?Wcl zJY%1=oOg_f`1+>oBX5*EIyy1?yc}h(NeI&~3D|#S{Lg~r7CVr!rE4&~i0)tI_#ohM zQpVQ+TO^e2PkOM@vGO|8>x|A(7NG#1wg1&WPaBOS5kdS83{&ty-dtC(68-T@SL1`| z%eYMf&amsdv5T?e!(O%6orKbo(P|~BU4`1Tvhdq;f7;n_a4s%Y(6i$T)t(1`5tfKJwN7)A-82w!Zl_#EHDINAv@2?q%BrL`jB>C6^0a?pMi_?tnm|6 zRw;G)H?#JxR(weshdn^=vn;E^C%_*bYU@LYb>jN^upzJzrAuupOCxPz8ddE%{J>@Z z1qms0jRlAg&?<=AkJIj&(n;cX+b5@{N3n+$ZGf8=aqU(0TnoIoIHLwY0XI)EpPtzL zz^qH!e=HxJ)lSu=h%YS7e&z)?Tp6JXGl64(F1IjeXwe`K{c-+CC{a_v{;~qfC%9nnx#EUcR5qiTWOSo5gUYT)*&* zw^l(2jvMD6itrM>1f)8Wbny=+{37{y%nbWCr!k}klEkVnXq9rEopPpP4Mh;PKauq>K$bVf+?kzvmw*8LxYvBR%J8}&Qp`3OPzK^m@W>I zDwzeXV!b0Hk(f!^?in*Zw4a_x;6v_OIDh++52kLuv7YI@(5)OcInF|P)Q0#rRwmA; zk^!sUxgBRJ2&0ZgBU6ak7ar5#g~2x)dVp9-+>f{ zLCEB@NQ7U{UhnL*!<3u%OHI77sd-MYAXOEl-RrwEA90+*doQme4aUK}!xOxF)p!WO zW(wDTA&`?S{Bm7;p=q6h$w36#ws)sr^KB?0CA_eh-O@03O8b@Zfi1A{+x?vvACif^ z`%y_}KsuBig6HjDLPJwF^Pq%Phf2_aM0njHqLQj#k|xMYPJ%cn^4YsTG)fu9F{X&O zW!ryf?kd9Bdg)}~b1#5DJSyyX%r~Z^1L)cN5+dwj>p>PL%ELmjyqDM9&SU&Ljg6Tx z+)c(tyY&62yTnLA{8y#Hsx(JKcsA+x({5a4xQ+W%g02_Z{=y5TYMM3#1zd$t6seGd zTd9myFpwG;7Ge!X%A>$qzk=2+Y;bUK?`^O&Cl6EZc;Iw0imza!hXOWzgC3ks$6#>% zuhX1@Du|Kjwi=;R&~Q9hE81cEK;0P!!>E=qt>>;kS_lZ0)mYJ%_8C3IBKpF@f ztXkr*)H@y}qeI6)H|n0;DPR#-oo^)ld!OqUcT4gP(M?2#!!EA7?o}83ksg?!zY7Xl z#K~>ga_PTG`u{HC7g_1NC80oK0`e7rOZ0u+&biT8;OK8d$Q+ZE7M(R4x9LMg9i91{ zL3K}CvwK_xoNGr{r^ZpXu!co6NS}6RZJqKOx~=WVdW7MxfjAmj2qB|J|%V(iFQ>T$nORbn=8#&6BH5O~!xE`af3tPXogOEKzf@moHC4 z?_V8Fj^FZ4O&+ZENM-dknnA*`@Si&WmxK3$u&8+gQ9+TPbcf2mO>!q~ooq@_7byP% D43avW