diff --git a/app/src/main/java/to/bitkit/models/BalanceState.kt b/app/src/main/java/to/bitkit/models/BalanceState.kt
index 140d81c55..07cfc7a23 100644
--- a/app/src/main/java/to/bitkit/models/BalanceState.kt
+++ b/app/src/main/java/to/bitkit/models/BalanceState.kt
@@ -6,7 +6,7 @@ import kotlinx.serialization.Serializable
 data class BalanceState(
     val totalOnchainSats: ULong = 0uL,
     val totalLightningSats: ULong = 0uL,
-    val maxSendLightningSats: ULong = 0uL,
+    val maxSendLightningSats: ULong = 0uL, // Without account routing fees
     val maxSendOnchainSats: ULong = 0uL,
     val balanceInTransferToSavings: ULong = 0uL,
     val balanceInTransferToSpending: ULong = 0uL,
diff --git a/app/src/main/java/to/bitkit/ui/screens/wallets/send/SendAmountScreen.kt b/app/src/main/java/to/bitkit/ui/screens/wallets/send/SendAmountScreen.kt
index ebad53ac0..215902134 100644
--- a/app/src/main/java/to/bitkit/ui/screens/wallets/send/SendAmountScreen.kt
+++ b/app/src/main/java/to/bitkit/ui/screens/wallets/send/SendAmountScreen.kt
@@ -33,6 +33,7 @@ import to.bitkit.models.BalanceState
 import to.bitkit.models.BitcoinDisplayUnit
 import to.bitkit.models.NodeLifecycleState
 import to.bitkit.models.Toast
+import to.bitkit.models.safe
 import to.bitkit.repositories.CurrencyState
 import to.bitkit.ui.LocalBalances
 import to.bitkit.ui.LocalCurrencies
@@ -91,6 +92,12 @@ fun SendAmountScreen(
         currentOnEvent(SendEvent.AmountChange(amountInputUiState.sats.toULong()))
     }
 
+    LaunchedEffect(uiState.decodedInvoice, uiState.payMethod) {
+        if (uiState.payMethod == SendMethod.LIGHTNING && uiState.decodedInvoice != null) {
+            currentOnEvent(SendEvent.EstimateMaxRoutingFee)
+        }
+    }
+
     SendAmountContent(
         walletUiState = walletUiState,
         uiState = uiState,
@@ -190,7 +197,11 @@ private fun SendAmountNodeRunning(
         val availableAmount = when {
             isLnurlWithdraw -> uiState.lnurl.data.maxWithdrawableSat().toLong()
             uiState.payMethod == SendMethod.ONCHAIN -> balances.maxSendOnchainSats.toLong()
-            else -> balances.maxSendLightningSats.toLong()
+            else -> {
+                val maxLightning = balances.maxSendLightningSats
+                val routingFee = uiState.estimatedRoutingFee
+                (maxLightning.safe() - routingFee.safe()).toLong()
+            }
         }
 
         Column(
diff --git a/app/src/main/java/to/bitkit/viewmodels/AppViewModel.kt b/app/src/main/java/to/bitkit/viewmodels/AppViewModel.kt
index 6e7cd229f..59ce94a52 100644
--- a/app/src/main/java/to/bitkit/viewmodels/AppViewModel.kt
+++ b/app/src/main/java/to/bitkit/viewmodels/AppViewModel.kt
@@ -83,6 +83,7 @@ import to.bitkit.models.NewTransactionSheetType
 import to.bitkit.models.Suggestion
 import to.bitkit.models.Toast
 import to.bitkit.models.TransactionSpeed
+import to.bitkit.models.safe
 import to.bitkit.models.toActivityFilter
 import to.bitkit.models.toTxType
 import to.bitkit.repositories.ActivityRepo
@@ -472,6 +473,10 @@ class AppViewModel @Inject constructor(
                     SendEvent.SwipeToPay -> onSwipeToPay()
                     is SendEvent.ConfirmAmountWarning -> onConfirmAmountWarning(it.warning)
                     SendEvent.DismissAmountWarning -> onDismissAmountWarning()
+                    SendEvent.EstimateMaxRoutingFee -> viewModelScope.launch {
+                        estimateMaxAmountRoutingFee()
+                    }
+
                     SendEvent.PayConfirmed -> onConfirmPay()
                     SendEvent.ClearPayConfirmation -> _sendUiState.update { s -> s.copy(shouldConfirmPay = false) }
                     SendEvent.BackToAmount -> setSendEffect(SendEffect.PopBack(SendRoute.Amount))
@@ -1042,9 +1047,12 @@ class AppViewModel @Inject constructor(
         if (_sendUiState.value.showSanityWarningDialog != null) return
 
         val settings = settingsStore.data.first()
-
+        val balanceToCheck = when (_sendUiState.value.payMethod) {
+            SendMethod.ONCHAIN -> walletRepo.balanceState.value.maxSendOnchainSats
+            SendMethod.LIGHTNING -> walletRepo.balanceState.value.maxSendLightningSats
+        }
         if (
-            amountSats > BigDecimal.valueOf(walletRepo.balanceState.value.totalSats.toLong())
+            amountSats > BigDecimal.valueOf(balanceToCheck.toLong())
                 .times(BigDecimal(MAX_BALANCE_FRACTION)).toLong().toUInt() &&
             SanityWarning.OVER_HALF_BALANCE !in _sendUiState.value.confirmedWarnings
         ) {
@@ -1458,6 +1466,37 @@ class AppViewModel @Inject constructor(
         }
     }
 
+    private suspend fun estimateMaxAmountRoutingFee() {
+        val currentState = _sendUiState.value
+        if (currentState.payMethod != SendMethod.LIGHTNING) return
+
+        val decodedInvoice = currentState.decodedInvoice ?: return
+        val bolt11 = decodedInvoice.bolt11
+
+        val maxSendLightning = walletRepo.balanceState.value.maxSendLightningSats
+        if (maxSendLightning == 0uL) {
+            _sendUiState.update { it.copy(estimatedRoutingFee = 0uL) }
+            return
+        }
+
+        val buffer = 2uL
+        val amountToEstimate = maxSendLightning.safe() - buffer.safe()
+
+        val feeResult = lightningRepo.estimateRoutingFeesForAmount(
+            bolt11 = bolt11,
+            amountSats = amountToEstimate
+        )
+
+        feeResult.onSuccess { fee ->
+            _sendUiState.update {
+                it.copy(estimatedRoutingFee = fee + buffer)
+            }
+        }.onFailure { e ->
+            Logger.error("Failed to estimate routing fee for max amount", e, context = TAG)
+            _sendUiState.update { it.copy(estimatedRoutingFee = 0uL) }
+        }
+    }
+
     private suspend fun getFeeEstimate(speed: TransactionSpeed? = null): Long {
         val currentState = _sendUiState.value
         return lightningRepo.calculateTotalFee(
@@ -2001,6 +2040,7 @@ data class SendUiState(
     val feeRates: FeeRates? = null,
     val fee: SendFee? = null,
     val fees: Map<FeeRate, Long> = emptyMap(),
+    val estimatedRoutingFee: ULong = 0uL,
 )
 
 enum class SanityWarning(@StringRes val message: Int, val testTag: String) {
@@ -2064,6 +2104,7 @@ sealed interface SendEvent {
     data object SpeedAndFee : SendEvent
     data object PaymentMethodSwitch : SendEvent
     data class ConfirmAmountWarning(val warning: SanityWarning) : SendEvent
+    data object EstimateMaxRoutingFee : SendEvent
     data object DismissAmountWarning : SendEvent
     data object PayConfirmed : SendEvent
     data object ClearPayConfirmation : SendEvent